Selling your home can often be a complicated and expensive process. Between agent commissions, appraisal fees, inspections, and closing costs, the expenses quickly add up—leaving homeowners with far less than the property’s value. Fortunately, professional home-buying services provide a more direct and stress-free alternative.
Companies like we buy houses experts at Homeowner Relief.com specialize in purchasing homes for cash, often covering all standard closing costs as part of their service. This means sellers can walk away with the full offer amount without worrying about hidden fees, lengthy paperwork, or unexpected deductions.
This guide explains exactly how closing costs work, what expenses are typically covered by a we buy houses company, and why this approach is one of the most financially beneficial options for homeowners seeking a quick, transparent sale.
Before discussing whether a we buy houses buyer covers these expenses, it’s important to understand what closing costs are and how they affect a traditional home sale.
Closing costs refer to the collection of fees, taxes, and charges paid when the sale of a property is finalized. These costs are typically split between the buyer and seller and are required to complete the legal transfer of ownership.
Common closing costs include:
Title insurance fees – Protects against ownership disputes or liens.
Escrow fees – Covers third-party services that manage funds during the transaction.
Transfer taxes – Charged by state or local governments when a property changes hands.
Attorney or document preparation fees – For preparing and reviewing legal paperwork.
Recording fees – Paid to record the new deed with the county.
Prorated property taxes – Covers taxes owed for the portion of the year you owned the property.
Real estate commissions – Typically 5–6% of the sale price in traditional transactions.
For the average home sale, these costs can range from 2% to 8% of the sale price—a significant amount that eats into your net proceeds.
When selling through a real estate agent, closing costs often surprise homeowners. Sellers may assume the buyer covers all expenses, only to discover that they’re responsible for a large portion, including:
Agent commissions
Title fees
Seller’s portion of property taxes
Repair concessions or credits
In many cases, this can total $10,000 or more in additional costs on a $200,000 home sale.
This is one reason why homeowners choose to work with professional buyers like Homeowner Relief.com. These companies simplify the transaction, purchase homes directly, and often cover most (or all) of the associated closing costs—allowing you to keep more of your home’s equity.
Selling your home to a we buy houses buyer is fundamentally different from listing it with an agent. Here’s why:
| Category | Traditional Sale | We Buy Houses Sale |
|---|---|---|
| Closing Costs | Shared between buyer and seller | Typically paid by the buyer |
| Commissions | 5–6% paid to real estate agents | None |
| Repairs Required | Usually required | None (sold “as is”) |
| Appraisal | Required by mortgage lender | Not needed |
| Financing | Dependent on lender approval | Cash sale (no financing delays) |
| Time to Close | 60–120 days | 7–14 days |
This streamlined approach removes many of the complications that slow down or derail traditional real estate transactions.
In most cases, yes—reputable we buy houses companies like Homeowner Relief.com cover all standard closing costs associated with the sale. This includes title insurance, escrow fees, recording fees, and more.
Here’s what that means for you:
You receive the exact amount stated in your cash offer—no deductions at closing.
The buyer handles all logistics with the title company or escrow agent.
You don’t need to bring any money to closing.
Essentially, what you see is what you get. The cash offer provided is the net amount you’ll receive when the sale is finalized.
Let’s take a closer look at which fees are commonly paid by the buyer in a cash home purchase:
Covers potential ownership disputes or claims against the property. A legitimate we buy houses company covers this to ensure a smooth title transfer.
Paid to the neutral third party that manages funds during the sale. The buyer typically covers this cost to ensure security and transparency.
Charged by your county to officially record the property transfer. Buyers handle this administrative expense.
Local governments often impose taxes on property transfers. Professional cash buyers cover these fees to keep the process simple for sellers.
If legal documents or reviews are needed, reputable buyers handle all related expenses.
Cash buyers typically pay for the title company’s or closing agent’s administrative services.
By covering these costs, companies like Homeowner Relief.com remove all financial barriers, allowing homeowners to close confidently and quickly.
While most closing costs are handled by the buyer, there are a few items that sellers may still need to address before or during closing:
If you owe back property taxes, those must be settled before the title can transfer. The buyer may deduct these from your proceeds or pay them directly at closing.
Any liens or debts attached to the property must be cleared before sale. Again, many we buy houses companies help negotiate or settle these.
If you still owe money on your mortgage, that balance is paid from the sale proceeds at closing.
In every case, Homeowner Relief.com ensures the process is handled transparently—so you know exactly how much you’ll receive after any required deductions.
Allowing the buyer to cover closing costs brings several major benefits to sellers:
Since you don’t pay for commissions or closing fees, you’ll know your exact take-home amount from the start.
You don’t have to spend money on repairs, agent fees, or administrative costs.
The buyer’s team coordinates with the title company, handles paperwork, and pays all fees, keeping the process fast and effortless.
No waiting for lenders or appraisals—most cash sales close in as little as 7–10 days.
You avoid last-minute surprises that often occur in traditional sales when closing costs exceed estimates.
At Homeowner Relief.com, their mission is to make home selling simple, transparent, and stress-free. When they present an offer, that figure represents the exact amount the seller will receive at closing—no hidden fees, commissions, or deductions.
Here’s what they do for every transaction:
Cover all standard closing costs.
Work with licensed title companies to ensure compliance and security.
Clearly itemize all expenses in the settlement statement.
Ensure sellers walk away with the agreed-upon cash amount.
This approach reflects the company’s commitment to honesty and integrity in every deal.
Let’s say you own a home worth $200,000 but it needs major repairs, and you decide to sell to Homeowner Relief.com.
They offer $180,000 cash for your home.
In a traditional sale, you would typically pay:
$12,000 (6%) in agent commissions
$4,000 in closing costs
$3,000 in repairs or concessions
Your actual take-home amount might be closer to $161,000.
With Homeowner Relief.com, you’d receive the full $180,000—since they cover closing costs and buy your home as-is. That’s nearly $19,000 more in your pocket and weeks saved in the process.
Legitimate we buy houses companies emphasize transparency and professionalism. When evaluating a cash buyer, look for:
Proof of funds (verifying they have the cash available to close).
No-obligation offers (you’re free to accept or decline).
Written contracts with clear, straightforward terms.
Use of licensed title or escrow companies.
Homeowner Relief.com meets all these standards, ensuring that sellers experience a fair, legal, and ethical transaction.
While many companies operate ethically, homeowners should still watch for red flags, such as:
Buyers requesting “processing” or “service” fees.
Offers that change unexpectedly before closing.
Requests to skip using a title company.
Working with a reputable firm like Homeowner Relief.com eliminates these risks. They provide clear written offers and handle all transactions through licensed third-party professionals.
Choosing to sell to Homeowner Relief.com means more than just a fast sale—it’s a financial decision that prioritizes your time, comfort, and security.
You benefit from:
A cash offer within 24–48 hours.
No commissions, fees, or repair costs.
All closing costs paid by the buyer.
Flexible closing dates to fit your schedule.
A completely transparent and stress-free process.
Their team understands that homeowners often sell under difficult circumstances—foreclosure, relocation, inheritance, or financial hardship. That’s why they go above and beyond to make the experience positive and profitable for every seller.
Closing costs can significantly reduce your net proceeds when selling a home through traditional channels. However, when you work with a reputable we buy houses company like Homeowner Relief.com, those worries disappear.
Homeowner Relief.com typically pays all standard closing costs, covering title fees, escrow expenses, transfer taxes, and more—so you receive the full amount of your cash offer at closing. You don’t need to pay commissions, make repairs, or navigate complicated legal paperwork.
If your goal is to sell your property quickly, easily, and without financial surprises, partnering with Homeowner Relief.com provides the peace of mind and simplicity you deserve. Their transparent process ensures you walk away with cash in hand and no hidden expenses.
Yes. Reputable companies like Homeowner Relief.com pay all standard closing costs, including title fees, escrow, and recording fees, so you receive the full offer amount at closing.
No. Homeowner Relief.com charges zero commissions or hidden fees. Their offers are transparent and all-inclusive.
That’s not a problem. The company will pay off your remaining mortgage balance at closing, and you’ll receive the difference in cash.
Most sales close within 7–14 days, depending on your schedule and title verification.
Homeowner Relief.com stands out for its integrity, speed, and full transparency. They provide fair cash offers, pay all closing costs, and ensure every transaction is handled legally through licensed title companies.